Don't forget to factor in closing costs when considering a home sale or purchase. Nick Caputo is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (727) 967-1958 if your needs include a professional REALTOR® experienced in the business side of real estate.

Closing costs you should expect

There are certain typical expenses accompanying closing the sale of a house. These expenses are usually divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Closing costs that are tied to your mortgage    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, not only will I work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're purchasing real estate in Pasco County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not surprised when you reach the closing table. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.

Future Home Realty - 8018 Old County Road 54 New Port Richey, FL 34653
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